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OUR PARTNERS

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Mike & Stacy Monaghan

Founders

Monaghan & Associates is a culmination of a long journey, starting in financial services and moving on to include the auto industry. My life on the road, away from my family and community, took its toll, and I’m excited to be back home helping our community. Personal relationships were the motivation that drove me to work with my wife Stacy.

262 reviews

OUR TEAM

Jay England

Jay England

Life & Property Agent

Jay grew up in Miamisburg and now lives in Springboro with his wife and three sons. He specializes in property, casualty, and life insurance, helping individuals and families stay properly protected through every stage of life. Jay is passionate about building relationships and making the insurance process simple and personalized for his clients. He’s a dedicated fan of the Cincinnati Bengals and enjoys attending as many games as possible each season. Outside of work, Jay enjoys golfing, watching movies, trying new restaurants, and spending time with friends and family.
photo of Mary Frommling

Mary Frommling

Medicare, Life, Health & Property Agent

If you’ve ever stared at a stack of insurance options and thought, “𝑾𝒉𝒆𝒓𝒆 𝒅𝒐 𝑰 𝒆𝒗𝒆𝒏 𝒔𝒕𝒂𝒓𝒕?”—Mary is exactly who you want in your corner. For the past 2.5 years, she’s built Your Legacy Benefits into a name people trust for Medicare, Life, and Supplemental coverage across Ohio and Kentucky—and that work continues. Now Mary is adding Home, Auto, Umbrella, RV, Boat, and Motorcycle so the people she serves have one trusted person to help them sort it all out. At Monaghan & Associates, our mission is simple: we want to be our clients’ first and last call in their time of need. Mary fits that mission perfectly—she’s not about jargon or sales pitches. She’s about explaining things until they make sense, so you can choose with confidence and clarity. And when she’s not in the office helping clients? Mary is out living life—cheering on her crew with Ron (“Mister” to her “Sister”), 8 grandchildren, 3 dogs, a flock of chickens, and a cow named Blade. Plus, she regularly hosts groups like Sisters on the Fly Midwest and Girl Camper teams for campfires, stories, and good-natured chaos.
Amy Kelemen

Amy Kelemen

Senior Service Agent

Amy has been a dedicated representative since 2012. She specializes in customer service and is committed to providing exceptional support for all your insurance needs, making the process seamless and stress-free. She is a proud mother of two amazing adult children, enjoying life as empty nesters with her husband and their two Beagles. Amy is an avid Buckeye fan and a self-proclaimed Swiftie who loves to unwind binge-watching her favorite shows.
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Carl Kompanik

Commercial Specialist

Carl attended Ohio State University followed by University of Akron School of Law. He specializes in commercial insurance and enjoys being able to help customers better understand their coverage and help them save. He spends most of his time outside of work with his family. He has 3 daughters that keep him busy from sun-up until sundown. Additionally, he enjoys playing video games, watching B-rated Horror Flicks, and sampling the latest and greatest craft beverages.
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Melissa Goldschmidt

Benefits Specialist

With over a decade of experience, she can assist your business with your supplement insurance needs. Offering employees the means to protect their families is a wonderful way to retain employees and help in the hiring process. As insurance specialists, we know how important it is to your employee's family to protect the ones we love. We can help with life insurance and illness. Many of these are at zero cost to the employer.
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Todd Domsitz

Personal Financial Representative

He helps customers with Life Insurance. He started his career in the insurance industry in 1984, earning designations as a Chartered Financial Consultant (ChFC), and Chartered Life (CLU). He is licensed in Ohio, Indiana and Kentucky. In 2013, Todd's wife, Karen joined him as his Life Insurance Licensed Administrative Assistant. In his spare time, Todd enjoys anything that involves his children and eight grandchildren.

Recommendations

NEWS

Wedding rings

September 8, 2026

There’s a good chance you’re not thinking about your jewelry box when you renew your homeowners policy each year. An heirloom engagement ring, a watch passed down from your father, or a necklace gifted for a milestone anniversary — these pieces carry sentimental and financial value, but for most Ohio homeowners, they’re simply lumped in with everything else the policy
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September 4, 2026

There’s nothing quite like fall in Springboro — cooler mornings, football on the weekends, and a community that loves to come together. This year, Monaghan & Associates is excited to be part of one of the best community events of the season: the Springboro Pointe Shopping Center Fall Festival. Event Details 📅 Date: Saturday, September 19th, 2026 ⏰ Time: 11:00
Junk Mail

August 11, 2026

Junk mail! Let’s be honest — nobody asked for a stack of catalogs, pre-approved credit card offers, and mystery flyers every single day. It piles up on the counter, it’s a hassle to shred, and it’s honestly just clutter you didn’t sign up for. The good news? You have more control over your mailbox than you think. Thanks to guidance
Liability Umbrella

July 21, 2026

Picture this: You’re grilling out on a Saturday afternoon. A neighbor’s kid climbs your fence, slips on the wet patio, and breaks an arm. Or maybe you’re merging onto I-75 and a split-second lapse causes a multi-car pileup. Or your dog — sweet, harmless Buddy — nips the mail carrier on a bad day. None of these are dramatic, once-in-a-lifetime

Recent Reviews

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gav
5 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Throughout my time of finding insurance for my SUV, I would say I have found myself most satisfied and left with a feeling of achievement after moving through this company. I was most glad to be assisted by Jay, who not only provided information to ensure you’re making the best decision; but also added tips on being able to determine what insurance works for you. I am truly grateful and would recommend friends and family here.
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Nicole Johnson profile picture
Nicole Johnson
13 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
They do a great job
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Janet Myers profile picture
Janet Myers
25 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Spoke to Carl at this office. He took his time explaining everything to me in detail and made me feel very comfortable switching insurance to Allstate. Would definitely recommend this office.
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Mike Hatcher profile picture
Mike Hatcher
38 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Great service! Very friendly! Quick, easy, painless. No pressure to upsale. Overall very satisfied. Highly recommend.
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Cynthia Jeter profile picture
Cynthia Jeter
40 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Jay was very helpful in assisting with the auto coverage. He was friendly and professional. Glad to work with him
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Thomad Pataky profile picture
Thomad Pataky
60 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Great people, great service!
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Rebecca Alexander profile picture
Rebecca Alexander
69 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I just spoke with Jay English and accepted a new homeowner policy and car insurance. No pressure and very businesslike transaction. I received all the policy information and started my policy right away. Jay was very informative and helped me make good decisions on what was the best selections for me. Rates were very reasonable.
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Stephanie Osman
76 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
This is one of the harder reviews to write because there is so much to say in such a small space!! Mary, Mike and the crew are fabulous!! Not only did they save us money on our premiums, but cut out the fat of our policy with full explanation; educating us every step of the way. I’ve already sent them another happy customer that is bringing all of their property and cars. In a world where things move very fast, there is satisfaction in knowing someone has our backs when it comes to protecting the people and things we love.
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S and J KLEMM profile picture
S and J KLEMM
80 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
We contacted Monaghan & Assoc. after receiving a letter in the mail. Not only were they able to save us a few hundred dollars a month across our policies, we also had the pleasure of working with Carl. Carl has gone above and beyond my expectations, and is incredibly friendly, professional and knowledgeable. I highly recommend this company and Carl based on our experience thus far.
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Rebecca Williamson profile picture
Rebecca Williamson
81 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Amy was great to work with! Found us an excellent price on our insurance. I’m happy I called to make the switch!

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Based on coverages selected. Subject to terms, conditions, availability & qualifications.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company, Allstate North American Insurance Co. and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). This life insurance information is provided for general consumer educational purposes and is not intended to provide legal, tax or investment advice. Allstate life insurance issued by Direct General Life Insurance Co., 911 Chestnut Street, Orangeburg SC 29115; American Heritage Life Ins. Co., 1776 American Heritage Life Dr., Jacksonville FL 32224. Life insurance also offered and issued by third party companies not affiliated with Allstate. Each company is solely responsible for the financial obligations accruing under the products it issues. Product guarantees are backed by the financial strength and claims-paying ability of the issuing company.

Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 151 North 8th Street, Suite 450, Lincoln, NE 68508. (877) 232-2142.

Check the background of this firm on FINRA's BrokerCheck website.