News - Monaghan & Associates

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October 8, 2026

That used SUV listed for thousands less than everything else on the lot might seem like the deal of a lifetime, until you notice the words “salvage” or “rebuilt” printed on the title. For budget-conscious buyers across Ohio, Indiana, and Kentucky, a branded-title vehicle can look like a smart way to save real money on a reliable set of wheels.

September 30, 2026

Every parent dreads the phone call that starts with, “Mom, Dad, I’ve been in a car accident.” Even a minor fender bender is stressful for a new driver. If your teen driver has a car accident, what they do in the first few minutes can affect their safety, your insurance claim, and how smoothly everything gets resolved. Teens are more

September 8, 2026

There’s a good chance you’re not thinking about your jewelry box when you renew your homeowners policy each year. An heirloom engagement ring, a watch passed down from your father, or a necklace gifted for a milestone anniversary — these pieces carry sentimental and financial value, but for most Ohio homeowners, they’re simply lumped in with everything else the policy

September 4, 2026

There’s nothing quite like fall in Springboro — cooler mornings, football on the weekends, and a community that loves to come together. This year, Monaghan & Associates is excited to be part of one of the best community events of the season: the Springboro Pointe Shopping Center Fall Festival. Event Details ðŸ“… Date: Saturday, September 19th, 2026 ⏰ Time: 11:00

August 11, 2026

Junk mail! Let’s be honest — nobody asked for a stack of catalogs, pre-approved credit card offers, and mystery flyers every single day. It piles up on the counter, it’s a hassle to shred, and it’s honestly just clutter you didn’t sign up for. The good news? You have more control over your mailbox than you think. Thanks to guidance

July 21, 2026

Picture this: You’re grilling out on a Saturday afternoon. A neighbor’s kid climbs your fence, slips on the wet patio, and breaks an arm. Or maybe you’re merging onto I-75 and a split-second lapse causes a multi-car pileup. Or your dog — sweet, harmless Buddy — nips the mail carrier on a bad day. None of these are dramatic, once-in-a-lifetime

June 29, 2026

The 4th of July is one of our favorite times of the year here in Ohio. The smell of the grill, the sound of laughter in the backyard, kids running through the sprinklers, and of course — the fireworks. It’s a celebration of everything we love about this country, and we want to make sure your family’s holiday is every

Not All "Full Value" Policies Are Created Equal: Agreed Value vs. Stated Value vs. Actual Cash Value

May 28, 2026

If you own a classic car, a collector vehicle, or any specialty automobile, here’s a question worth sitting with for a moment: Do you actually know what your insurance company will pay you if your car is totaled? You might assume the answer is simple — whatever the car is worth, right? But the truth is, the answer depends entirely

April 3, 2026

By Mike Monaghan | Monaghan & Associates There’s a quiet assumption that millions of working Americans make every single day — one that could leave their families financially devastated. It goes something like this: “I have life insurance through work. My family is covered.” It feels responsible. It feels proactive. And on the surface, it sounds perfectly reasonable. But here’s

February 26, 2026

What If Your Job Actually Felt Meaningful? Most people settle for a paycheck. The right people — our kind of people — want something more. At Monaghan & Associates, serving families across Ohio, Indiana, and Kentucky, we believe your career should matter as much as the clients we serve. We’re not just selling policies. We’re answering phones when families are scared, helping young

December 31, 2025

As we step into 2026, we’re filled with gratitude and joy to share a special milestone in our Monaghan & Associates journey – our family’s feature in the January edition of Springboro Neighbors magazine. This heartwarming coverage captures not just our business story, but the essence of what makes our community extraordinary. The article beautifully highlights how our family’s journey

December 5, 2025

Congrats to our November winner! Thank you to all that support us!

November 20, 2025

Every fall and spring, a familiar danger returns to Ohio roads—one that strikes without warning and can turn a routine drive into a costly, dangerous encounter. Deer-related accidents injure thousands of drivers annually and cause millions in property damage across our region. In Ohio alone, drivers face a 1-in-88 chance of a deer collision each year, making it one

September 24, 2025

Ohio Auto Insurance: Your Top 5 Questions Answered At Monaghan & Associates, we’ve noticed that Ohio drivers consistently ask the same important questions about auto insurance. Whether you’re a new driver, relocating to Ohio, or simply reviewing your current coverage, understanding these fundamentals can help you make informed decisions about protecting yourself and your family on the road. Based on

Meet Mary Frommling: Your Expert Medicare Guide in Springboro, Ohio with her dog

September 15, 2025

Navigating Medicare decisions shouldn’t feel like solving a puzzle alone. At Monaghan & Associates, we’re proud to introduce Mary Frommling, your trusted Ohio Medicare expert who brings decades of experience to Springboro residents. Whether you’re approaching Medicare eligibility or reviewing your current coverage, having a local Medicare specialist can make all the difference in securing the right healthcare coverage for

September 5, 2025

Life Insurance Advice Life isn’t just about the moments we plan for – it’s about safeguarding the unexpected ones too. As we recognize Life Insurance Awareness Month this September, it’s the perfect time to uncover some eye-opening truths about one of the most misunderstood financial tools available to protect your family’s future. At Monaghan & Associates, we’ve spent years helping

August 9, 2025

Auto Insurance Rate Changes in Ohio: Springboro Expert Guide 2025 In today’s dynamic economic environment, Ohio drivers are facing new challenges regarding auto insurance costs. Recent developments in trade policy and their ripple effects through the automotive industry are creating an unprecedented situation that requires careful attention. We’re committed to helping you understand these changes and navigate them effectively. The

January 17, 2025

Winter Preparedness isn’t as hard as you think! As the cold winds of winter approach, it’s important to ensure that both you and your property are well-prepared to face the chill. Whether you’re a family gearing up for those cozy nights in or a small business owner looking to protect your assets, a few simple steps can make all the

January 13, 2025

Life is full of uncertainties, and while we can’t predict the future, we can take steps to protect our loved ones. One of the most important yet often overlooked ways to do that is having life insurance. It’s not just about covering funeral expenses—it’s about providing peace of mind and financial security for your family, no matter what life throws

June 20, 2024

If retirement planning has been on your to-do list for years, don’t wait any longer. We offer a comprehensive list of retirement products to create a plan that is just right for you. Reach out to me today and I’ll help you reach your goals.

June 20, 2024

Cheers to my partner in life and in business! Honored to be recognized as Pinnacle Elite.

June 20, 2024

We offer a wide range of affordable life insurance solutions through top-rated providers. Let’s create a plan that can help keep your family in your home, pay for everyday living expenses and more. Contact me today.

June 3, 2024

Happy Annuity Awareness Month! Now is the perfect time to consider getting one. It will provide you a predictable income stream for retirement. Plus, it’s tax-deferred so your money will grow faster. Contact me today.

May 29, 2024

I am thrilled to share that my Allstate agency has been awarded the distinction of Honor Ring! This award is given to the top 16% of Allstate agents in the country, based on their agency’s performance in 2023. Thank you to everyone in the Springboro community who helped us achieve this amazing honor!

May 27, 2024

When it comes to saving for your child’s education, every bit helps. That’s why you should consider permanent life insurance. It can build cash value which could help pay for college down the road. Let’s talk.

May 20, 2024

Did you know that we work with some of the industries most trusted companies to provide you with a full range of financial solutions? Contact me today. I’ll help you create a retirement plan that’s right for you.

May 13, 2024

Would your loved ones be able to afford to stay in their home if anything ever happened to you? Let’s talk about how life insurance can help so they can always have a safe place to call home. Reach out to me today.

May 6, 2024

Allstate My Money has so many great features to track your finances, but did you know that it also has a screen sharing feature that lets us review your financial accounts together, without ever having to leave home? Contact me today.

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Based on coverages selected. Subject to terms, conditions, availability & qualifications.

This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company, Allstate North American Insurance Co. and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). This life insurance information is provided for general consumer educational purposes and is not intended to provide legal, tax or investment advice. Allstate life insurance issued by Direct General Life Insurance Co., 911 Chestnut Street, Orangeburg SC 29115; American Heritage Life Ins. Co., 1776 American Heritage Life Dr., Jacksonville FL 32224. Life insurance also offered and issued by third party companies not affiliated with Allstate. Each company is solely responsible for the financial obligations accruing under the products it issues. Product guarantees are backed by the financial strength and claims-paying ability of the issuing company.

Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 151 North 8th Street, Suite 450, Lincoln, NE 68508. (877) 232-2142.

Check the background of this firm on FINRA's BrokerCheck website.