Navigating Medicare decisions shouldn’t feel like solving a puzzle alone. At Monaghan & Associates, we’re proud to introduce Mary Frommling, your trusted Ohio Medicare expert who brings decades of experience to Springboro residents. Whether you’re approaching Medicare eligibility or reviewing your current coverage, having a local Medicare specialist can make all the difference in securing the right healthcare coverage for your needs.
A Personal Journey to Medicare Expertise
Mary’s path to becoming a leading Medicare consultant in Springboro began with a deeply personal experience – helping her own mother navigate confusing Medicare advertisements. This eye-opening moment revealed the genuine need for clear, trustworthy Medicare guidance in our community. Now, with extensive Medicare certification and specialized training in both Medicare Advantage and Medicare Supplement plans, Mary has dedicated her expertise to helping Ohio seniors make informed healthcare decisions.
Living in Waynesville and serving the greater Springboro area, including Premier Health Network and Kettering Health Network patients, Mary shares office space with Monaghan & Associates because of our shared commitment to client-centered service and our strong community connections, and we couldn’t be happier to work with Mary. Her convenient location here in our office allows her to maintain close family ties while serving our valued clients with the attention and care they deserve.’
Comprehensive Medicare Solutions for Ohio Seniors
When you work with Mary, you’re partnering with a fully licensed and certified Medicare specialist who offers:
- Personalized Medicare Advantage (Part C) plan guidance
- Medicare Supplement (Medigap) policy consultation
- Prescription drug coverage (Part D) analysis
- Long-term care coverage options
- Life insurance solutions
- Special Needs Trust planning
- ACA options for those not yet Medicare-eligible
What sets Mary apart is her “Benefits Sherpa” approach – she doesn’t just explain Medicare; she guides you step-by-step through your personal healthcare journey, ensuring you understand every choice and feel confident in your decisions.
Key Medicare Annual Enrollment Information You Need to Know
Understanding the Medicare Annual Enrollment Period (AEP) is crucial for protecting your healthcare coverage. Here’s what Springboro residents need to know:
- Annual Enrollment runs from October 15 through December 7
- This is your opportunity to review and adjust Medicare Advantage and Part D plans
- Regular plan reviews help avoid coverage gaps and unexpected costs
- Changes made during AEP take effect on January 1
Even if you’re satisfied with your current coverage, an annual Medicare consultation ensures your plan still aligns with your needs, especially if your health situation or medications have changed.
What to Expect When Working with Your Medicare Specialist
Your free Medicare consultation with Mary is designed to be educational and pressure-free. During your meeting, you’ll:
- Receive a comprehensive explanation of your Medicare options
- Get personalized plan comparisons based on your specific needs
- Learn about important deadlines and enrollment windows
- Have all your questions answered in clear, straightforward language
- Understand how local healthcare networks work with different plans
Choose the meeting format that works best for you – in-person at our Springboro office, over the phone, or via virtual consultation.
Getting Started with Your Medicare Planning
Taking the first step toward confident Medicare coverage is simple:
- Schedule your complimentary Medicare enrollment consultation:
- Call: 513-916-4124
- Email: MaryF@yourlegacybenefits.life
- Visit: www.yourlegacybenefits.life
- Book online through Mary’s convenient scheduling link Calendly – Mary Frommling
- Prepare for your consultation by gathering:
- Current medication list
- Names of your healthcare providers
- Any recent health changes
- Questions or concerns about your coverage
Why Choose a Local Medicare Expert?
Working with a Springboro Medicare specialist offers distinct advantages that national call centers simply can’t match. As part of the Monaghan & Associates team, Mary provides:
- Face-to-face Medicare consultations when you need them
- Ongoing support throughout the year
- Deep understanding of Ohio healthcare networks
- Personal accountability and accessibility
- Connection to our full range of insurance and financial services
Frequently Asked Questions About Medicare
- When should I start my Medicare planning?
Begin exploring your options 3-6 months before turning 65. - What’s the difference between Medicare Advantage and Medicare Supplement?
Medicare Advantage plans combine Original Medicare benefits into one plan, while Supplement plans help cover costs that Original Medicare doesn’t. - Do I need to review my plan every year?
Yes, annual reviews ensure your coverage still meets your needs and budget.
Don’t navigate Medicare decisions alone. Schedule your free Medicare review with Mary today and experience the confidence that comes from having a trusted local expert by your side. Whether you’re approaching 65 or considering changes to your current coverage, Mary is here to help you protect what matters most – your health and peace of mind.
Not affiliated with or endorsed by the U.S. Government or the federal Medicare program. Insurance-related solicitation. We represent select organizations offering various Medicare products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program for information on all available options.


