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Wedding rings

September 8, 2026

There’s a good chance you’re not thinking about your jewelry box when you renew your homeowners policy each year. An heirloom engagement ring, a watch passed down from your father, or a necklace gifted for a milestone anniversary — these pieces carry sentimental and financial value, but for most Ohio homeowners, they’re simply lumped in with everything else the policy
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September 4, 2026

There’s nothing quite like fall in Springboro — cooler mornings, football on the weekends, and a community that loves to come together. This year, Monaghan & Associates is excited to be part of one of the best community events of the season: the Springboro Pointe Shopping Center Fall Festival. Event Details 📅 Date: Saturday, September 19th, 2026 ⏰ Time: 11:00
Junk Mail

August 11, 2026

Junk mail! Let’s be honest — nobody asked for a stack of catalogs, pre-approved credit card offers, and mystery flyers every single day. It piles up on the counter, it’s a hassle to shred, and it’s honestly just clutter you didn’t sign up for. The good news? You have more control over your mailbox than you think. Thanks to guidance
Liability Umbrella

July 21, 2026

Picture this: You’re grilling out on a Saturday afternoon. A neighbor’s kid climbs your fence, slips on the wet patio, and breaks an arm. Or maybe you’re merging onto I-75 and a split-second lapse causes a multi-car pileup. Or your dog — sweet, harmless Buddy — nips the mail carrier on a bad day. None of these are dramatic, once-in-a-lifetime
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June 29, 2026

The 4th of July is one of our favorite times of the year here in Ohio. The smell of the grill, the sound of laughter in the backyard, kids running through the sprinklers, and of course — the fireworks. It’s a celebration of everything we love about this country, and we want to make sure your family’s holiday is every
Not All "Full Value" Policies Are Created Equal: Agreed Value vs. Stated Value vs. Actual Cash Value

May 28, 2026

If you own a classic car, a collector vehicle, or any specialty automobile, here’s a question worth sitting with for a moment: Do you actually know what your insurance company will pay you if your car is totaled? You might assume the answer is simple — whatever the car is worth, right? But the truth is, the answer depends entirely

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This material is intended for educational purposes only. Auto and homeowners insurance, and other property and casualty insurance products, are available from Allstate Insurance Company, Allstate Indemnity Company, Allstate Property and Casualty Insurance Company, Allstate North American Insurance Co. and Allstate Fire and Casualty Insurance Company (Home Offices: Northbrook, IL); Allstate New Jersey Insurance Company and Allstate New Jersey Property and Casualty Insurance Company (Home Offices: Bridgewater, NJ); and Allstate County Mutual Insurance Company and Allstate Texas Lloyd's (Home Offices: Irving, TX). This life insurance information is provided for general consumer educational purposes and is not intended to provide legal, tax or investment advice. Allstate life insurance issued by Direct General Life Insurance Co., 911 Chestnut Street, Orangeburg SC 29115; American Heritage Life Ins. Co., 1776 American Heritage Life Dr., Jacksonville FL 32224. Life insurance also offered and issued by third party companies not affiliated with Allstate. Each company is solely responsible for the financial obligations accruing under the products it issues. Product guarantees are backed by the financial strength and claims-paying ability of the issuing company.

Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 151 North 8th Street, Suite 450, Lincoln, NE 68508. (877) 232-2142.

Check the background of this firm on FINRA's BrokerCheck website.